Independent Health Agents

The FMO Built for Health Insurance Agents: Get the tools, contracting, and back-office support you need.

Whether you’re a newly-licensed agent or already running a book, IHA gives you one place to onboard, get contracted across carriers, and access the platforms top producers actually use.

Year-round customer support

Top 10 HealthSherpa agency

No agency fee

All carriers on one platform

Slack support community

Want to join IHA?

Have a license but no agency? We'll appoint you, get you contracted, and have you writing business in days — not weeks.

Start contracting today.

Browse our list of carriers and start contracting today.

Agent quoting platforms

See our list of preferred Agent Quoting Platforms that will help you save time and money.

Testimonials

Real producers. Real wins.

Five of the 200+ producers inside IHA — pulled straight from our Slack workspace. None of these are paid endorsements. They’re the agents we work alongside every day.

IHA gave me the back-office and contracting muscle I couldn't build alone. I focus on producing now — and I was able to launch a state-approved CE business on top of it because the platform finally gave me room to breathe.

When PA extended its marketplace deadline mid-cycle, IHA had the workflow updated before the carrier rep had emailed me. The Slack moves faster than the carriers do.

ACA, group, BCBS escalations, QLE workflows — the questions never stop. IHA's Slack means I never wait more than 15 minutes for a real answer. That alone has saved me dozens of cases.

Every conversation in the Slack has a tip in it that pays for membership ten times over. I cut my CE renewals from $300 to $50 because of one link someone dropped on a slow Tuesday.

When you're closing a case at 6pm on a Tuesday, you need a back-office that's still online — and a commissions team that pays on the day they say they will. That's table stakes here.

200+ active producers in the IHA Slack across ACA, Medicare, ICHRA, group, and ancillary lines

See how agents earn a seat

Agent Contracting

Which Carriers Do You Offer?

Contract with the nation’s top carriers.

ACA contracting

By state for Obamacare, individual, group employer, and Medicare carriers.

Ancillary dental & vision contracting

Dental, Vision, Short-term, indemnity, travel, accident, critical illness, and supplemental ancillary products through IHA's national ancillary platform.

Medicare contracting

SureLC-driven Medicare contracting for MAPD, PDP, and Med Supp carriers.

Off-Exchange

“Off-Exchange” is broad term that refers to health insurance and ancillary health benefit products not sold through the health insurance exchange.

Aetna

Ambetter

AmeriHealth

Anthem

Antidote

Latest Agent Resources

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FFM State-Based Marketplaces

Marketplace Training
2026

In order to sell Health Insurance Marketplace (ACA) products you will need to complete the CMS trainings in each state you intend to write business in. Luckily, the Federally Facilitated Marketplace (FFM) is the chosen marketplace for many states and the FFM training will certify you in all of those states.

Video

New Agents Video (CMS)

Marketplace Training
2026

CMS’s video on “A New Agent and Broker Checklist for Success”

Download

New Agents – FFM Guide

Marketplace Training
2026

Centers for Medicare & Medicaid Services Guide for New Agents and Brokers

Talk to our broker sales team.

Have questions about onboarding, contracting, or which platform fits your book? Book 15 minutes with Stephany or grab the official CMS guide.