The free ACA platform agents use to quote, enroll, and renew clients in 7 minutes.
HealthSherpa is the largest ACA quoting & enrollment platform in the US — with EDE so you skip HealthCare.gov, a CRM that holds your full book of business, and a personal enrollment site to capture leads. Free for agents under Independent Health Agents.
Everything you need to write more ACA, faster.
HealthSherpa is a free, CMS-approved enrollment platform purpose-built for ACA producers. Your clients never have to log into HealthCare.gov — and every application they submit is automatically tagged with your NPN. Quote, enroll, and follow up from one clean dashboard.
Fast, accurate quoting
Compare every major carrier's plans in your area with real-time subsidy estimates, provider lookups, and prescription search built in.
Clients never leave
The redesigned application is faster than HealthCare.gov and keeps clients entirely on your branded enrollment site. No account creation required.
Built-in client CRM
Every lead, shopping session, and application lives in one place. Sort by status (Shopping, Applying, Confirming) and follow up with one click.
NPN auto-attached
Every enrollment that comes through your direct link is automatically credited to you. No lost commissions, no manual claim requests.
Pre-filled renewals
When AEP rolls around, client applications are pre-populated from prior-year data. Renewals in minutes, not hours.
Downline tracking
Any HealthSherpa account can become an agency account with downline visibility and production tracking — built in, no upgrade needed.
Three screens. Your whole ACA workflow.
From a personal lead-capture page to a 7-minute EDE application to a CRM that holds your full book — here's the actual platform you'll be using.
Your own enrollment site — share one link, get leads in your dashboard
Every HealthSherpa agent gets a customizable consumer-facing site branded to your name and NPN. Share it on social, email, or in-person — leads filling out the quote form land directly in your CRM with their contact info, ready for follow-up.
- Your name + NPN visible to every consumer
- Capture name, email, phone alongside the quote
- Compliance disclaimer auto-included
7-minute applications instead of 15 on HealthCare.gov
Enhanced Direct Enrollment lets you complete the full ACA application inside HealthSherpa — no more bouncing to HealthCare.gov, no broken sessions, no losing the consumer halfway through. Step-by-step sidebar (Primary contact → Household → Members → Income → Additional questions → Finalize) keeps you on track.
- Submits straight to the Marketplace, fully CMS-compliant
- Built-in consent capture & storage
- Auto-saves so a paused application doesn't disappear
Your full book of business in one filterable table
See every client — active, processing, action-required, cancelled — across every carrier and state. Filter by carrier, state, documents due, payment status, or AOR risk. Click any client for full history, plan details, and renewal actions.
- 1,000+ clients displayed in a single view, instant filtering
- Renewal email blasts straight from the dashboard
- Agent of Record (AOR) protection & "at risk" flagging
- Documents due alerts so nothing falls through the cracks
Three steps to your personal enrollment site.
When you sign up through Independent Health Agents, your HealthSherpa account is automatically linked to our agency — no extra steps, no paperwork.
Create your free account
Sign up using IHA's join code 9919. The account is free — no monthly fee and no per-application fee, ever. Start here.
Grab your direct link
Log in, click the Marketing tab in your agent dashboard, and copy your personal Direct Link. Drop it into emails, texts, social bios, your website — anywhere a client might click.
Clients shop & enroll
Prospects who click your link land on your branded HealthSherpa site, shop plans, and enroll with your NPN automatically attached. A Lead record appears in your dashboard the moment they save progress.
Signing up with the right join code matters.
HealthSherpa accounts need to be linked to an agency at creation. If you sign up without a join code (or with the wrong one), you'll miss out on IHA's back-office support, carrier contracting, ICHRA opportunities, and group-to-individual pipelines. Use code 9919 to land in the Independent Health Agents hierarchy the first time.
Sign Up With Code 9919 →Everything you need to sell more — in one place.
Your HealthSherpa account is the quoting engine. IHA provides the full operational stack around it — training, contracting, and carrier relationships that solo brokers don't have.
2026 Marketplace Training
Agent Contracting
Agent Quoting Platforms
Quick answers.
What is HealthSherpa?
HealthSherpa is the #1 ACA quoting and enrollment platform in the country. It's a CMS-approved Enhanced Direct Enrollment (EDE) site that lets licensed agents quote, enroll, and manage Marketplace clients without ever logging into HealthCare.gov.
Does HealthSherpa cost anything?
No. HealthSherpa is free for agents — no monthly fee and no per-application cost. Insurance carriers compensate HealthSherpa, so agents get full platform access at no charge.
Why sign up through IHA using join code 9919?
Signing up with IHA's join code (9919) puts you under the Independent Health Agents agency, giving you access to IHA's back-office support, training, carrier contracting, ICHRA opportunities, and group-to-individual pipelines that solo brokers don't have.
Can I still use my existing carrier appointments?
Yes. HealthSherpa works with your existing ACA carrier appointments. It's a quoting and enrollment tool on top of your contracts — not a replacement for them.
How do commissions work on HealthSherpa?
You get paid standard ACA commissions directly from the carriers you're appointed with. HealthSherpa simply delivers the enrollment to the carrier and attaches your NPN to the application.
How fast can I start enrolling?
Most agents create a HealthSherpa account in minutes and can begin quoting the same day. FFM certification and carrier appointments must be in place before you can submit live enrollments.
See HealthSherpa in action
HealthSherpa's official application + enrollment walkthrough. Plus a 3rd-party "How to Quote" tutorial below for context.
Source: HealthSherpa for Agents · YouTube
Start writing more ACA business this week.
Create your free HealthSherpa account under Independent Health Agents, grab your direct link, and send it to your first client today. Every enrollment flows back to you — automatically.
Sign Up With Join Code 9919 →