ACA & Ancillary Contracting
Why get contracted with iHealth Agency?
Independent Health Agents supplies you with all the tools you need to be a successful health broker. Whether you are selling health insurance for the first time or have been doing it for years, we’ll be here to help you every step of the way.
We provide you with a one-stop quoting and enrollment platform. We’ll give you your own custom site to quote on- and off-exchange, add sub-agents, and enroll your clients. We’ll submit applications directly to carriers you’re already appointed with.
Don’t see a state or carrier listed? Email [email protected] and we’ll see what we can do. Our agency is licensed in 46 states, with agents in every corner of the country.
Getting Started
To get started, click on the button below and fill out accordingly. Here is where you will choose which carriers you would like to be appointed with, along with custom website information should you choose to have one built for yourself.
Please note certain carriers have “self service” contracting where you have the option to fill in/send in paperwork yourself. Feel free to choose this option, or fill out the form and we can handle this for you!
Available Carriers
Ameritas Dental & Vision
Acension (IN, KS, MI)
Plans offered in 3 states and 4 markets: Indiana, Kansas, and Michigan.
Find out more about this carrier!
Ambetter (All states excluding IA, ME, ND, OR, RI, SD)
AmeriHealth (DE, NJ, PA, WV)
AvMed - FL
BCBS (IL, KC, MI, MT, NC, OK, NM, TX) ACA, Group, Medicare
Bright Health (AZ, CO, FL, GA, IL, OK, MO, MS, NC, NE, TN)
CareSource (IN, GA, OH, WV)
Cigna (AZ, CA, CO, FL, IL, IN, NC, SC, TN, TX, VA)
GeoBlue - Travel Insurance
Friday (CO, FL, GA, OK, NC, NM, NV, TX, )
Health Alliance (IL, WA)
Highmark BCBS
Highmark BCBS
Kaiser (CA, CO, GA. VA, DC, MD, WA, OR)
LifeSecure (49 states, not available in FL)
Medica (AZ, IA, KS, MN, MO, ND, NE, OK, SD, WI)
Molina (AZ, CA, CO, ID, IL, KY, MI, MS, NM, NC, OH, GA, FL, SC, TN, TX WA, WI)
National General (All 50 states)
New Era - PPO Indemnity Medical Plans
Oscar (AZ, CA, CO, IL, IA, FL, GA, MS, NC, NE, NJ, NY, OH, PA, TN, TX)
Quartz (IL, WI)
United Healthcare
United Healthcare
United Healthcare - 2023 ACA Commission Schedule
| This schedule is effective for coverage effective dates beginning January 1, 2023, for all new and renewing policies regardless of the date the policy was sold. |
| State | Commission Rate | Commission Method |
| AL | $15 | PMPM |
| AZ | $20 | PMPM |
| CO | $20 | PMPM |
| FL | $30 | PMPM |
| GA | $25 | PMPM |
| IL | $25 | PMPM |
| KS | $20 | PMPM |
| LA | $25 | PMPM |
| MD | $20 | PMPM |
| MI | $20 | PMPM |
| MO | $20 | PMPM |
| MS | $20 | PMPM |
| NC | $25 | PMPM |
| OH | $25 | PMPM |
| OK | $20 | PMPM |
| TN | $20 | PMPM |
| TX | $25 | PMPM |
| VA | $20 | PMPM |
| WA | $15 | PMPM |
The following method is used:
PMPM – Per Member Per Month – PMPM count means the actively enrolled Members for a policy. The PMPM count is calculated at the time of issue. When Member enrollment changes occur, the PMPM count is recalculated. The new PMPM count is applied to premiums received by the Company after it makes the enrollment change.
US Health and Life (IN, KS, MI)
**Please note USHL is associated with Ascension. If you have already filled out the contracting for Ascension, you will be contracted for both carriers
Plans offered in 3 states and 4 markets: Indiana, Kansas, and Michigan.
iHealth Agent Resources
Health Sherpa
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HealthSherpa is the fastest way for agents to quote, enroll, and track their ACA book, and is integrated with our iHealth Quoting & Enrollment platform.
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Use this link to sign up for an account with our agency’s join code: 9919.